Kontist Business Duo

Annual account feeAccount fee
144.00 €
Cash withdrawal
Cash withdrawal note
2 € fee per withdrawal inside of Europe. 1.70 % on amount additional fees for withdrawals outside of the Euro-Zone.
2.00 €
  • Mastercard included
  • Accounting integration
  • Automatic tax calculation
  • Automatic reminder for missing bills
  • Free of charge Mastercard Credit Card
  • Registration form is in German
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Kontist Business Duo
Grade 2.0
General
Yearly Fee
14 of 15
Onlinebanking & -fees
22 of 22
Telephonebanking & Offline banking
0 of 6
Overdrafts
0 of 5
Credit Card & Bank Card
Withdrawals
8 of 14
Card payments
12 of 20
Mobile payments
0 of 3
Usability
Flexibility of legal types
4 of 12
Apps, Useraccounts & Deposit Insurance
14 of 19
Internationality
0.5 of 2
Accounting, Billing & other features
10 of 10
Points
84.5 of 128
Grade 2.0
General
Bank solarisBank AG
Vendor name Kontist GmbH
Account name Kontist Business Duo
Annual account feeAccount fee 144.00 €
Credit interest
Schufa
Costs & Fees
Annual Fees
Account fee p.a. 144.00 €
Credit card fee p.a. 0.00 €
Transaction fees
Online transactions free of charge p.M. Unlimitiert
Online transactions 0.00 €
Paper transactions
Telephone banking
Payment costs
Credit Card Mastercard
Fees per payment euro zone 0.00 €
Foreign exchange fee 1.70 %
Cash withdrawal costs
Free Withdrawals p.m.
Cash withdrawal (domestic) 2.00 €
Cash withdrawal (euro zone) 2.00 €
Foreign exchange fee 1.70 %
Legal forms
Freelancers & Sole Proprietors
Freelancer
Tradesmen
Sole proprietorship
Sole traders
Corporations & Limited Companies
GmbH / KGaA / AG
UG limited liability
Limited (Ltd)
Others
Partnership under civil law
Kommanditgesellschaft (KG)
General partnership
Partnership company (PartG)
Association
Cooperatives

With its current accounts Kontist wants to address self-employed people who wish to have tailor-made banking. The business idea was developed by freelancers who have already had practical experience with the difficulties self-employed people face when opening a business account. That’s why they wanted to offer a solution that was fast, flexible, affordable and adaptable to individual needs. The target group includes freelancers who are still at the beginning of their development, but also entrepreneurs who are already established on the market.

Kontist Geschäftskonto Duo combines comprehensive banking services with a sophisticated IT solution for accounting. Thus Freelancer is to be able to call up information about their finances at any time in real time.

Kontist Business Duo Business Account Services

The Duo business account is used via a mobile app that is optimized for iOS and Android. With the help of real-time notifications, the account holder is informed about account movements and the current account balance. The package price includes an unlimited number of SEPA transfers, a Mastercard can be issued virtually and physically. An automatic tax calculation is provided as well as an integrated reserve account for later tax payments.

Numerous other functions can be used in combination with the Lexoffice software. These include, for example, the creation of offers and invoices, digital invoice and receipt management and a scan function for card payments in order to minimize and speed up voucher accounting. Optionally, access for the tax consultant and data export to the DATEV system can be set up.

Who is the Kontist Business Duo business account suitable for?

The Kontist Business Duo account is suitable for all self-employed persons. It is suitable for young founders whose business development is still in its infancy, but who want to focus on a high degree of digitization very early on and who want to simplify and accelerate their accounting and billing processes as much as possible. In addition it is natural to recommend it for experienced and established entrepreneurs, who look for a thoughtful solution for comprehensive Banking achievements a compatible system for a digital order and invoice completion apart from a thought out solution.

Kontist Business Duo Business Account Prices and Conditions

The Business Account Duo is a combination of the Kontist Premium Business Account and the Lexoffice software. The price is calculated as a complete price. It is regularly 16 Euro per month, within the scope of occasional discount promotions reductions are possible. The price includes an unlimited number of SEPA transfers as well as a Mastercard, which can be held virtually or physically. Account statements are provided free of charge as is TAN in the form of an SMS. If the business account is used as overnight money, Kontist grants an interest rate of two percent per year. The reserves for tax payments are excluded from the call money, they are not subject to interest.

Advantages and disadvantages of Kontist Business Duo business accounts

The additional functions such as real-time reporting of the account balance and account movements are worthy of special mention. The calculation of the tax and the automated reserve for tax payments are also positive. The account has been consistently developed for the self-employed who want to carry out their financial transactions without cash.

Cash can be withdrawn with the help of Mastercard, but each withdrawal is subject to a charge. A Maestro card is not issued for the account. Anyone who wants to obtain cash frequently will have to reckon with corresponding extra charges.

Open Kontist Business Duo business account

The opening of the Duo current account is paperless and can be completed with just a few entries. Mobile banking can be used for this purpose. According to the bank, the IBAN is made available immediately and the account is supposed to be opened after 15 minutes. No paper applications are required for opening an account or ordering a credit card.

Conclusion to the Kontist Business Duo business account

If you want to automate your bookkeeping and are looking for an integrated banking solution, the Kontist Business Account Duo is the right choice for you. Although the price isn’t quite cheap, anyone looking for a comprehensive IT solution for banking and accounting will receive a complete package in return that leaves little to be desired and is just as suitable for young founders as it is for experienced entrepreneurs.

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